/* RESET */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    font-family: Arial, sans-serif;
  }
  
  body {
    background: #f4f6fb;
    color: #1a1a1a;
    overflow-x: hidden;
  }
  
  /* HERO */
  .terms-hero {
    background: linear-gradient(135deg, #0d1b2a, #1b263b);
    color: white;
    text-align: center;
    padding: 70px 20px;
  }
  
  .terms-hero h1 {
    font-size: 2.6rem;
    font-weight: 700;
  }
  
  .terms-hero p {
    margin-top: 10px;
    color: #cbd5e1;
  }
  
  /* CONTAINER */
  .terms-container {
    max-width: 1000px;
    margin: 40px auto;
    padding: 0 20px;
  }
  
  /* CARDS */
  .terms-card {
    background: #fff;
    padding: 25px;
    margin-bottom: 18px;
    border-radius: 14px;
    box-shadow: 0 6px 18px rgba(0,0,0,0.06);
    border-left: 4px solid #f8b933;
    transition: 0.3s ease;
  }
  
  .terms-card:hover {
    transform: translateY(-3px);
  }
  
  .terms-card h2 {
    color: #0d1b2a;
    margin-bottom: 10px;
    font-size: 1.25rem;
  }
  
  .terms-card p {
    color: #555;
    line-height: 1.7;
    font-size: 0.95rem;
  }
  
  .terms-card ul {
    padding-left: 20px;
    color: #555;
  }
  
  .terms-card ul li {
    margin-bottom: 8px;
  }
  
  /* HIGHLIGHT CTA BOX */
  .highlight {
    background: #0d1b2a;
    color: white;
    text-align: center;
  }
  
  .highlight p {
    color: #cbd5e1;
  }
  
  /* BUTTON */
  .btn {
    display: inline-block;
    margin-top: 15px;
    padding: 10px 18px;
    background: #f8b933;
    color: #000;
    text-decoration: none;
    border-radius: 10px;
    font-weight: bold;
    transition: 0.3s ease;
  }
  
  .btn:hover {
    background: #ffcc4d;
    transform: scale(1.05);
  }
  
  /* FOOTER */
  .footer-bottom {
    text-align: center;
    padding: 20px;
    background: #0d1b2a;
    color: #94a3b8;
    margin-top: 40px;
  }
  
  /* MOBILE */
  @media (max-width: 768px) {
    .terms-hero h1 {
      font-size: 2rem;
    }
  
    .terms-card {
      padding: 18px;
    }
  }